Iowa Salary After Tax Calculator (2026)

Estimate your Iowa take-home pay for 2026 after federal income tax, Social Security, Medicare and Iowa state income tax. Enter an annual salary or hourly wage.

Your pay

Your take-home pay

Enter your pay to see your take-home pay.

New for 2026: Iowa moved to a single flat rate of 3.8% in 2025, and it stays at 3.8% for 2026.

How Iowa taxes your paycheck

Iowa has a flat income tax of 3.8%. Iowa uses the federal standard deduction ($16,100 single) and a $40 personal credit.

Some Iowa school districts add a surtax calculated as a percentage of your state tax, which isn't included here.

Every paycheck also loses federal income tax (10% to 37% after a $16,100 standard deduction for single filers), 6.2% for Social Security on wages up to $184,500, and 1.45% for Medicare, plus 0.9% on wages above $200,000.

Iowa take-home pay at common salaries (2026)

Single filer, no 401(k) or other deductions.

SalaryFederal taxSocial Security + MedicareState taxTake-home / yearPer monthTotal tax rate
$30,000$1,420$2,295$488$25,797$2,15014.0%
$40,000$2,620$3,060$868$33,452$2,78816.4%
$50,000$3,820$3,825$1,248$41,107$3,42617.8%
$60,000$5,020$4,590$1,628$48,762$4,06318.7%
$75,000$7,670$5,738$2,198$59,394$4,95020.8%
$100,000$13,170$7,650$3,148$76,032$6,33624.0%
$125,000$18,734$9,563$4,098$92,605$7,71725.9%
$150,000$24,734$11,475$5,048$108,743$9,06227.5%
$200,000$36,734$14,339$6,948$141,979$11,83229.0%
$250,000$51,304$15,514$8,848$174,334$14,52830.3%

Iowa income tax brackets for 2026

All filers

Taxable incomeRate
$0 and up3.8%

The calculator applies a standard deduction of $16,100 for single filers ($32,200 married filing jointly), a personal tax credit of $40 ($80 married).

Iowa vs. neighboring states

Take-home pay on a $75,000 salary for a single filer in 2026.

StateState tax + payrollTake-home / year
Iowa$2,198$59,394
Minnesota$3,907$57,686
Wisconsin$2,941$58,651
Illinois$3,568$58,025
Missouri$2,534$59,059
Nebraska$2,533$59,060
South Dakota$0$61,593

What this estimate leaves out

Every estimate assumes one earner with wages only, the 2026 standard deduction, and no tax credits. It leaves out the new federal deductions for tips, overtime and seniors, the child tax credit, itemized deductions, and pre-tax health insurance. For Iowa, it also doesn't include Iowa school district surtaxes. Your actual paycheck withholding can differ from your final tax bill.

Frequently asked questions

How much is $75,000 a year after taxes in Iowa?

A single filer earning $75,000 in Iowa takes home about $59,394 a year in 2026, or $4,950 a month. That's after $7,670 in federal income tax, $5,738 in Social Security and Medicare, $2,198 in Iowa income tax.

What is the Iowa income tax rate in 2026?

Iowa has a flat income tax of 3.8%. Iowa moved to a single flat rate of 3.8% in 2025, and it stays at 3.8% for 2026. The calculator applies a standard deduction of $16,100 for single filers ($32,200 married filing jointly), a personal tax credit of $40 ($80 married).

How much is $100,000 after taxes in Iowa?

On a $100,000 salary, a single filer in Iowa keeps about $76,032 a year ($6,336 a month), an overall tax rate of 24.0%.

Do cities or counties in Iowa charge income tax?

Some Iowa school districts add a surtax calculated as a percentage of your state tax, which isn't included here.

Salary after tax in other states

Compare all 50 states and D.C. → · Salary converter · Federal income tax calculator

Sources: IRS 2026 inflation adjustments (federal brackets and standard deduction), Social Security Administration (2026 wage base $184,500), Tax Foundation 2026 state income tax rates, and state revenue and paid-leave agencies, including 2026 laws that took effect retroactively. Updated October 2026. This is an estimate, not tax advice.